"Our Business Organisation, Structure and Supply Chains

Arthur J. Gallagher & Co ("AJG&Co") and its subsidiaries (the "Group") provide insurance

brokerage and consulting services, and third party claims settlement and administration services to

both domestic and international entities. Its brokers, agents and administrators act as

intermediaries between insurers and their customers. The majority of the Group's revenue is

generated in the USA with remainder derived primarily from Australia, Bermuda, Canada, the

Caribbean, Latin America, New Zealand and the United Kingdom.

AJG&Co is headquartered in Illinois, USA and it is a separate legal entity distinct from its

subsidiaries that operate across the globe.

The regulated subsidiaries in the UK, which includes AJGUK, ultimately are structured under one

UK holding company, Arthur J. Gallagher Holdings (UK) Limited, which is a subsidiary of AJG&Co.

AJGUK provides insurance brokerage and risk management services to a wide variety of

commercial, industrial, institutional and governmental organisations, on a direct or wholesale basis.

This includes planning, designing, and administering a wide array of insurance and risk

management programmes. Our risk management services include claims and information

management, risk and control consulting to help our clients reduce their risk costs and manage

their risks effectively.

Our supply chains are limited as we do not produce, manufacture or retail goods. AJGUK does

employ external service providers contracted for the maintenance and support of our offices,

including cleaning and technical support services for office infrastructure and IT, and for

outsourcing certain functions ordinarily performed by AJGUK"