pg. 30

"As part of the review of our SAQ, we have revised our pre-onboarding assessment process to gain visibility of prospective brands earlier in the process, identify non-compliance and systemically introduce a time-bound improvement plan should they not meet our minimum requirements in full. We have also updated our policies for third-party brands to further embed our requirements within our contractual agreements."

The evidence above does not refer to the company changing policies as a direct result of the MSA. Rather, it describes change based on their own evaluations of their processes. SAQ is their Self-Assessment Questionnaire (SAQ). Therefore, I have changed the answer to No.