pg. 5

"Structure and operations

Founded in 1817, Westpac is Australia’s first bank and oldest company. Westpac is one of four major banking organisations in Australia and one of the largest banking organisations in New Zealand. On 23 August 2002, we were registered as a public company limited by shares under the Australian Corporations Act 2001 (Cth).

We employ over 40,000 people across the Group. In 2020, we reported a headcount of 35,483 permanent employees (29,489 full time and 5,994 part time) and 4,742 temporary and/or contract staff.

With our portfolio of brands, we provide over 14.1 million customers with a full range of banking services. We also provide selected insurance, superannuation and wealth platform services to customers and businesses. We have branches, offices, affiliates, owned and controlled entities globally, including within Australia, New Zealand, Asia, the Pacific region, United Kingdom and United States."

pg. 19

"Appendix 1:

Overview of reporting entities"