if number_of_allegations != 0 (CHRB_e2inc1 + CHRB_e2inc2 + CHRB_e2inc3 + CHRB_e2inc4 + CHRB_e2inc5 + CHRB_e2inc6 + CHRB_e2inc7 + CHRB_e2inc8 + CHRB_e2inc9)/number_of_allegations else "No serious allegations meeting CHRB thresholds"