if number_of_allegations != 0 (CHRB_e1inc1 + CHRB_e1inc2 + CHRB_e1inc3 + CHRB_e1inc4 + CHRB_e1inc5 + CHRB_e1inc6 + CHRB_e1inc7 + CHRB_e1inc8 + CHRB_e1inc9)/number_of_allegations else "No serious allegations meeting CHRB thresholds"