ESG Risk Integration evaluates how a company embeds environmental, social and governance (ESG) factors into its mainstream risk-management and decision-making processes - treating climate change, biodiversity loss, human-rights violations, supply-chain disruption, regulatory change and reputational issues on par with financial and operational risks. It covers:

• systematic identification and materiality assessment of ESG exposures across the value chain and investment portfolio;
incorporation of ESG metrics, scenarios and stress tests into Enterprise Risk Management (ERM), capital-allocation, product design and M&A due diligence;assignment of clear accountability (board oversight, risk committees, CRO/CFO collaboration) and linkage to risk appetite, internal controls and incentive structures;integration of ESG risk insights into disclosures (e.g., TCFD/ISSB, EU ESRS, CDP) and stakeholder engagement, ensuring transparency and comparability.