page 11: "The following channels are available for employees to raise concerns regarding modern slavery, including about suppliers, customers or other employees.

• through their line manager;

• to the ESG Analytics and Advisory team;

• the Whistleblower Program;

• financial crime reporting mechanisms (regarding customers);

• ANZ’s internal Compliance and Operational Risk system (COR); and

• ANZ’s human rights standards."

page 11: "The Whistleblower Policy and program is a fundamental component of a strong and effective risk management and corporate governance framework. The program is one of many channels which encourages and empowers people to speak up and raise concerns regarding actual or suspected misconduct freely and without fear of detriment."

page 11: "The global policy and program ensures that all current and

former employees, officers, associates, goods and service providers (and their employees and subcontractors) and relatives or family members of anyone in these categories can raise concerns through various internal and external channels, including via ANZ’s external Whistleblower reporting service, which is managed by an independent third party (Deloitte)."

page 11: "The Policy and program provides stronger protections for individuals who disclose misconduct, helps uncover misconduct that may not otherwise be detected, and promotes compliance with applicable laws and the importance of a ‘speak up’ and ethical culture."

page 11:"Communities can raise concerns directly to our Chief Compliance Officer as outlined through our human rights standards."