Page 36 (19 of 42 PDF).

From the following statement - "Our suppliers include contractors, printing services, facilities suppliers, service suppliers, caterers and hospitality suppliers, academics, consultants, legal service providers, website developers, news agencies, as well as marketing and advertising experts. Implementation of our social commitment requirements is embedded into our internal and external procurement procedures that explicitly outline the rules and regulations governing the purchasing process, whereby all purchased goods and services should be acquired in a fair, transparent, competitive, timely and efficient manner. Knowing that the suppliers play an important role in maintaining our high ethical standards, we aim to create mutually beneficial supplier relationships across different industries to achieve environmental, social and governance objectives. Our Bank’s policy also favours ethical and eco-friendly suppliers who, through their business practices, recognise and abide by the Universal Declaration of Human Rights, fight corruption, and generally aspire to adopt the ISO 26000 Social Responsibility Standard guidelines as part of their business strategy. Relationships with suppliers are managed by our expense managers and procurement channels, with various suppliers given equal opportunity to present quotations for provision of goods, services and assets necessary for the Bank’s operation and satisfactory to our internal requestors’ specifications. The estimated monetary value of payments made to suppliers amounts to over USD 220

million, purchases from local suppliers accounting for 90% of our total procurement budget"